Real talk about cash flow management, debtor days, and the financial decisions that actually make a difference. We break down the numbers in plain English so you can run your business with confidence.
That moment when you land a major client feels brilliant. Then invoice day arrives, and you realise they pay in 90 days while your suppliers expect payment in 30. We've seen this scenario wreck otherwise healthy businesses across NSW and Queensland.
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Most business owners spot problems too late. Learn to recognise the early warnings before they become emergencies. It's about watching the right metrics, not just bank balances.
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Holding stock feels safe until you calculate how much cash is sitting on shelves. A Brisbane manufacturer we worked with had $340,000 tied up in products that weren't moving. Here's what happened next.
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Too many accountants hand you reports full of figures without explaining what they mean for your Tuesday morning decisions. We focus on the metrics that tell you whether you can hire that new person, buy that equipment, or take on that big project.
Working capital analysis isn't about complicated formulas. It's about knowing if you'll have enough cash in the bank when bills are due. Simple as that. And when you understand your debtor days, creditor terms, and inventory turnover, you stop making decisions based on guesswork.
The businesses doing well in 2025 aren't necessarily earning more revenue. They're managing their cash cycle better. That's the difference between steady growth and constant stress.
Spent twelve years fixing cash flow problems for mid-sized businesses. Now writes about the patterns she keeps seeing and how to avoid them.
Works with Australian companies navigating growth without breaking their cash position. Believes most financial advice is too theoretical to be useful.
Because we've sat across the table from business owners who were doing everything right except managing their working capital. Smart people. Good products. Strong sales. But constantly stressed about money.
The information here comes from actual client situations we've worked through. Names and details change, but the problems repeat themselves. And the solutions are often simpler than people expect.
If you're running a business in Australia and the numbers feel overwhelming, this content might help. We publish new articles monthly throughout 2025.